Buying A Home... Where To Begin
If your tired of paying rent every month, and helping someone else build their equity, instead of building your own equity, it might be time to make the first step and buy your own home! Home buying appears difficult, but really it's a matter of taking that first step!
There are alot of advantages to home buying and owning your own home... but taking that first step can be intimadating. Let's see if we can make this a little easier on you with some basic home buying guidance.
The first thing you want to do when home buying, is build a team of professionals to help you with your home purchase. It's important to pick these people carefully, as they will be helping you and guiding you with the most expensive purchase most people will ever make.
And it's important to remember, you don't make money when you sell your home... you make money when you buy it. In other words, you want to make sure you buy as low a purchase price as you can, so when it comes time to sell, you can attempt to sell high and make a good profit.
Your Professional Team Is Important When Buying A Home!
Your Professional Buyers Agent - This is the quarterback for your home buying team. In Maryland, you have agents that work for and represent the buyer. What's amazing about this is that you shouldn't have to pay your buyers agent, they are actually paid by the seller! This works out great for you as a home buyer, but you want to make sure that the person you hire as your professional buyers agent is a professional! There are alot of agents in Maryland that have a license, but only work part time. They may not have the experience to guide you wisely with your home buying, or the knowledge to the where with all to represent you 100%. Why does this matter?
They may be to timid or hungry to advise you to negoiate a lower price. They may encourage you to pay a higher price, so they don't have to drive around as much looking at more homes, or afraid of insulting the seller and losing the deal. You should want an agent with years of experience negoiating with other realtors and helping hundreds of other home buyers with their home buying. When you work with Maryland Real Estate Professionals w/ REMAX Realty Plus, we have that experience, and our only concern is making sure you get the best deal possible.
Why? Because, if we get you the best deal possible, and your excited about the money you saved on your new home... You will tell others. That is how we generate most of our home buyers, by word of mouth. Our experience and concern for our home buyers (who we treat like family!) has generated us more business for the last 10 years then most of our advertising and marketing.
Once you decide on your professional Realtor, they should be able to help you build the rest of your home buying team.
The Rest Of Your Home Buying Team
The other people you will want to include on your home buying team are the lender, the home inspector, the appraiser and the closing company (attorney)
The lender you work with will be the person that is going to dig deep into your financials. This is not something to be afraid of, a good lender will look at your finances and guide you on how to get pre-approved, and get the correct home loan.
There are so many different types of loans, and interest rate is not the only thing you should be considering when looking for a home loan. You also want to look at closing points (Cost of the loan), how much sellers help they will allow, if it will allow you to finance your rehab work, etc... We can talk about this more when you are ready to start moving forward with your home purchase.
Some Natural Ways To Get Rid Of Ants!
As the temperatures start to warm up, the critters also start to wake up and show up. Even in a fairly new house, you'll start to see ants and other insects making theirselves at home in your home. Ants seem to the the most determined to move into a house and take up residence. They can start to came in through an electrical outlet, then move onto the kids bathroom, maybe to drink some water to finish off their meal from the dining room. Is there are simple way to evict this unwanted guests and encourage them to make a home somewhere else?
I've done some research and trying out a couple natural methods to get rid of ants, my house is currently ant-free. Below is a list of some of the methods you can try, and see which method makes that best eviction enforcer for you and your home. This is wonderful, since you can avoid spraying around harmful toxins in your home, I hope you find the list helpful. Let me know if you know of any other remedies.
Keep it Natural and Healthy!
Fill a spray bottle with 2 tablespoons dish soap and 1/2 cup water. It kills ants and destroys the pheromone trail. It only works when wet, so you'll need to reapply for a few days.
Put some distilled white vinegar in a spray bottle and sprayed the entrance points. I also sprayed vinegar along the trail to destroy their pheromone trail. Once the vinegar dried, a few ants came back to check out the situation. After reapplying the vinegar a few more times, they got the hint they weren't welcome and moved on.
Here are some essential oils that ants are known to dislike: eucalyptus, cinnamon, clove, peppermint, and citrus oils. I put about 10 drops of cinnamon essential oil and water into a small squirt bottle. Then I sprayed entrance points and along trails. I had to reapply a few more times after it dried. I thought vinegar worked better, but maybe I needed more essential oil and less water. Amanda at Easy Peasy Organic swears by eucalyptus oil. She used a ratio of 50/50 eucalyptus oil and water. You can find essential oils at health food stores, Amazon, and Mountain Rose Herbs.
Dab lemon juice at entrance points or areas they visit.
In a spray bottle, add 1 part rubbing alcohol or tequila to 1 part water. Spray at entrance points or trails. Reapply for a few days.
Some Other Methods To Try To Remove Ants
Ants won't cross chalk lines. Draw lines with chalk at their entrance points or to block their trails. Amanda at Easy Peasy Organic had good results with this method.
Sprinkle baby powder at entrance points or to block their trails. They won't walk across it.
Citrus or Cucumber Peels
They are toxic to the kind of fungi ants feed on. Leave peels at entrance points. Replace every other day. Or puree peels in a blender, add water, and smear at entrance points or along trails.
If you don't have essential oils, you can sprinkle powdered cinnamon, clove, garlic, cayenne pepper, black pepper, salt, mint or bay leaves at entrance points.
Ants don't like the smell of coffee. Sprinkle used coffee grounds around the perimeter of your house or at entrance points.
Baking Soda & Powdered Sugar
The powdered sugar will attract ants and the baking soda will kill them when they eat it. Mix together 1 part baking soda and 1 part powdered sugar. Leave where you see ants.
Borax & Sugar Mixture
Tip Nut has some different recipes to try. The ants take it back to the nest and it kills the colony. Keep where children and pets can't get to it. You can find Borax at Walmart or Target in the laundry aisle.
Food-Grade Diatomaceous Earth
Doesn't this sound like something from Lord of the Rings? From what I've read, it's an all-natural dust made from tiny fossilized water plants. It is lethal to insects because of its microscopic razor sharp edges. You can sprinkle it around the perimeter of your house and it will kill bugs that touch it. It won't harm warm-blooded animals, birds, or earthworms. You should be able to find it at home and garden stores, nurseries or online.
Have an amazing and ant free day!